Guaranteed Rate Affinity in Mississippi vs the state
7.1%Denial rate-15.78 pts vs state
8.3%Decision denial rate-20.12 pts vs state
78.6%Origination rate+25.70 pts vs state
5.99%Median rate-0.76 pts vs state
0.11Rate spread (pts)-0.23 pts vs state
$164kMedian applicant income
11Loans originated
1Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 11 | 6.3% | 6.58% | #243 |
| 2024 | 7 | 5 | 0.0% | 6.50% | #326 |
| 2025 | 14 | 11 | 7.1% | 5.99% | #265 |
What Guaranteed Rate Affinity lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Guaranteed Rate Affinity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rankin County | 3 | 3 | 0 | 0.0% |
| DeSoto County | 2 | 2 | 0 | 0.0% |
| Harrison County | 2 | 2 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Lamar County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
| Lauderdale County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Hinds County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 14 applications in 2025, of which 11 were originated and 1 denied.
7.1% of all applications, or 8.3% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Guaranteed Rate Affinity originated in Mississippi in 2025 was 5.99%, against a statewide median of 6.75%.
About this data. Figures are Guaranteed Rate Affinity's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology