Guaranteed Rate Affinity in Maine vs the state
10.9%Denial rate-5.46 pts vs state
17.9%Decision denial rate-2.22 pts vs state
50.0%Origination rate-12.17 pts vs state
6.38%Median rate-0.50 pts vs state
0.01Rate spread (pts)-0.31 pts vs state
$136kMedian applicant income
23Loans originated
5Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 53 | 26 | 13.2% | 7.25% | #110 |
| 2024 | 56 | 36 | 5.4% | 6.63% | #108 |
| 2025 | 46 | 23 | 10.9% | 6.38% | #129 |
What Guaranteed Rate Affinity lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Guaranteed Rate Affinity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 19 | 8 | 2 | 10.5% |
| Cumberland County | 8 | 2 | 2 | 25.0% |
| Kennebec County | 6 | 6 | 0 | 0.0% |
| Hancock County | 2 | 1 | 0 | 0.0% |
| Somerset County | 2 | 0 | 0 | 0.0% |
| Androscoggin County | 2 | 0 | 1 | 50.0% |
| Penobscot County | 2 | 2 | 0 | 0.0% |
| Waldo County | 2 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 46 applications in 2025, of which 23 were originated and 5 denied.
10.9% of all applications, or 17.9% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Guaranteed Rate Affinity originated in Maine in 2025 was 6.38%, against a statewide median of 6.88%.
About this data. Figures are Guaranteed Rate Affinity's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology