Guaranteed Rate Affinity in Louisiana vs the state
3.7%Denial rate-18.47 pts vs state
3.7%Decision denial rate-24.45 pts vs state
96.3%Origination rate+44.33 pts vs state
6.50%Median rate-0.13 pts vs state
0.00Rate spread (pts)-0.36 pts vs state
$235kMedian applicant income
26Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 20 | 11.1% | 6.93% | #300 |
| 2024 | 26 | 19 | 0.0% | 6.50% | #294 |
| 2025 | 27 | 26 | 3.7% | 6.50% | #295 |
What Guaranteed Rate Affinity lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Guaranteed Rate Affinity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 13 | 12 | 1 | 7.7% |
| Ascension Parish | 4 | 4 | 0 | 0.0% |
| Orleans Parish | 3 | 3 | 0 | 0.0% |
| Lafayette Parish | 2 | 2 | 0 | 0.0% |
| St. Tammany Parish | 2 | 2 | 0 | 0.0% |
| Ouachita Parish | 1 | 1 | 0 | 0.0% |
| Rapides Parish | 1 | 1 | 0 | 0.0% |
| Calcasieu Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 27 applications in 2025, of which 26 were originated and 1 denied.
3.7% of all applications, or 3.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Guaranteed Rate Affinity originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Guaranteed Rate Affinity's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology