Gsb Mortgage in Texas vs the state
5.2%Denial rate-14.28 pts vs state
6.1%Decision denial rate-18.76 pts vs state
78.7%Origination rate+23.80 pts vs state
6.63%Median rate+0.13 pts vs state
0.30Rate spread (pts)+0.10 pts vs state
$143kMedian applicant income
107Loans originated
7Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 86 | 1.0% | — | #558 |
| 2024 | 132 | 107 | 2.3% | 6.38% | #495 |
| 2025 | 136 | 107 | 5.2% | 6.63% | #493 |
What Gsb Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Gsb Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 47 | 38 | 1 | 2.1% |
| Denton County | 20 | 17 | 0 | 0.0% |
| Dallas County | 20 | 14 | 2 | 10.0% |
| Llano County | 12 | 8 | 1 | 8.3% |
| Wise County | 3 | 1 | 0 | 0.0% |
| Collin County | 3 | 3 | 0 | 0.0% |
| Burnet County | 3 | 2 | 1 | 33.3% |
| Rockwall County | 2 | 2 | 0 | 0.0% |
| Parker County | 2 | 2 | 0 | 0.0% |
| Hood County | 2 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 136 applications in 2025, of which 107 were originated and 7 denied.
5.2% of all applications, or 6.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Gsb Mortgage originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Gsb Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology