Granite Bank in Washington vs the state
7.7%Denial rate-7.96 pts vs state
10.0%Decision denial rate-9.54 pts vs state
69.2%Origination rate+8.17 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.13 pts vs state
$115kMedian applicant income
27Loans originated
3Denied
What Granite Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Granite Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spokane County | 17 | 9 | 1 | 5.9% |
| Pierce County | 4 | 4 | 0 | 0.0% |
| Clallam County | 4 | 3 | 0 | 0.0% |
| Snohomish County | 3 | 3 | 0 | 0.0% |
| King County | 3 | 2 | 1 | 33.3% |
| Thurston County | 2 | 2 | 0 | 0.0% |
| Grays Harbor County | 2 | 2 | 0 | 0.0% |
| Kittitas County | 1 | 1 | 0 | 0.0% |
| Yakima County | 1 | 1 | 0 | 0.0% |
| Pend Oreille County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 39 applications in 2025, of which 27 were originated and 3 denied.
7.7% of all applications, or 10.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Granite Bank originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Granite Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology