Goldman Sachs Bank USA in Washington vs the state
14.3%Denial rate-1.36 pts vs state
16.7%Decision denial rate-2.87 pts vs state
71.4%Origination rate+10.37 pts vs state
5.43%Median rate-1.20 pts vs state
-0.12Rate spread (pts)-0.31 pts vs state
$479kMedian applicant income
30Loans originated
6Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 18 | 16.0% | 5.55% | #354 |
| 2024 | 38 | 21 | 13.2% | 5.95% | #309 |
| 2025 | 42 | 30 | 14.3% | 5.43% | #310 |
What Goldman Sachs Bank USA lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 32 | 26 | 3 | 9.4% |
| Snohomish County | 3 | 2 | 0 | 0.0% |
| Clark County | 3 | 2 | 1 | 33.3% |
| Skagit County | 1 | 0 | 0 | 0.0% |
| Thurston County | 1 | 0 | 1 | 100.0% |
| Kitsap County | 1 | 0 | 1 | 100.0% |
| Spokane County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 42 applications in 2025, of which 30 were originated and 6 denied.
14.3% of all applications, or 16.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Goldman Sachs Bank USA originated in Washington in 2025 was 5.43%, against a statewide median of 6.63%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology