Golden Empire Mortgage in Washington vs the state
5.6%Denial rate-10.09 pts vs state
6.3%Decision denial rate-13.29 pts vs state
83.3%Origination rate+22.27 pts vs state
6.75%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.21 pts vs state
$132kMedian applicant income
15Loans originated
1Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 18 | 8.0% | 6.63% | #356 |
| 2024 | 7 | 5 | 0.0% | 6.49% | #487 |
| 2025 | 18 | 15 | 5.6% | 6.75% | #400 |
What Golden Empire Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Golden Empire Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pacific County | 7 | 6 | 0 | 0.0% |
| Lewis County | 2 | 2 | 0 | 0.0% |
| Thurston County | 2 | 1 | 0 | 0.0% |
| Clark County | 2 | 2 | 0 | 0.0% |
| Snohomish County | 1 | 1 | 0 | 0.0% |
| Spokane County | 1 | 1 | 0 | 0.0% |
| Grays Harbor County | 1 | 1 | 0 | 0.0% |
| Kitsap County | 1 | 1 | 0 | 0.0% |
| King County | 1 | 0 | 1 | 100.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 18 applications in 2025, of which 15 were originated and 1 denied.
5.6% of all applications, or 6.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Golden Empire Mortgage originated in Washington in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Golden Empire Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology