Gold Star Mortgage Financial Group in Mississippi vs the state
9.1%Denial rate-13.83 pts vs state
12.0%Decision denial rate-16.45 pts vs state
60.6%Origination rate+7.74 pts vs state
6.25%Median rate-0.50 pts vs state
0.42Rate spread (pts)+0.08 pts vs state
$100kMedian applicant income
20Loans originated
3Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 1 | 57.1% | 6.75% | #314 |
| 2024 | 10 | 4 | 0.0% | 6.87% | #287 |
| 2025 | 33 | 20 | 9.1% | 6.25% | #200 |
What Gold Star Mortgage Financial Group lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 21 | 13 | 3 | 14.3% |
| Harrison County | 8 | 4 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
| George County | 1 | 1 | 0 | 0.0% |
| Rankin County | 1 | 0 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 33 applications in 2025, of which 20 were originated and 3 denied.
9.1% of all applications, or 12.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Gold Star Mortgage Financial Group originated in Mississippi in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology