Genway Home Mortgage in Tennessee vs the state
15.8%Denial rate-1.35 pts vs state
18.8%Decision denial rate-2.93 pts vs state
68.4%Origination rate+10.34 pts vs state
7.50%Median rate+0.88 pts vs state
1.40Rate spread (pts)+1.17 pts vs state
$81kMedian applicant income
39Loans originated
9Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 8 | 45.0% | 6.81% | #515 |
| 2024 | 14 | 3 | 42.9% | 8.12% | #557 |
| 2025 | 57 | 39 | 15.8% | 7.50% | #397 |
What Genway Home Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 8 | 7 | 1 | 12.5% |
| Rutherford County | 7 | 5 | 0 | 0.0% |
| Bradley County | 6 | 3 | 3 | 50.0% |
| Knox County | 5 | 4 | 0 | 0.0% |
| Cumberland County | 4 | 4 | 0 | 0.0% |
| Sumner County | 3 | 3 | 0 | 0.0% |
| Campbell County | 3 | 2 | 0 | 0.0% |
| Marion County | 3 | 3 | 0 | 0.0% |
| Anderson County | 2 | 2 | 0 | 0.0% |
| Claiborne County | 2 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 57 applications in 2025, of which 39 were originated and 9 denied.
15.8% of all applications, or 18.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Genway Home Mortgage originated in Tennessee in 2025 was 7.50%, against a statewide median of 6.62%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology