Genway Home Mortgage in Ohio vs the state
37.2%Denial rate+19.52 pts vs state
59.3%Decision denial rate+37.37 pts vs state
25.6%Origination rate-34.32 pts vs state
7.75%Median rate+0.88 pts vs state
2.39Rate spread (pts)+2.00 pts vs state
$64kMedian applicant income
11Loans originated
16Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 23 | 0.0% | 6.75% | #503 |
| 2024 | 7 | 1 | 14.3% | 6.75% | #656 |
| 2025 | 43 | 11 | 37.2% | 7.75% | #427 |
What Genway Home Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 8 | 2 | 3 | 37.5% |
| Cuyahoga County | 7 | 2 | 4 | 57.1% |
| Stark County | 6 | 0 | 2 | 33.3% |
| Ashtabula County | 5 | 2 | 3 | 60.0% |
| Hamilton County | 4 | 1 | 1 | 25.0% |
| Montgomery County | 3 | 1 | 2 | 66.7% |
| Summit County | 2 | 2 | 0 | 0.0% |
| Lorain County | 2 | 0 | 0 | 0.0% |
| Mahoning County | 2 | 0 | 0 | 0.0% |
| Miami County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 43 applications in 2025, of which 11 were originated and 16 denied.
37.2% of all applications, or 59.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Genway Home Mortgage originated in Ohio in 2025 was 7.75%, against a statewide median of 6.88%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology