Genway Home Mortgage · Nevada · 2025

Genway Home Mortgage in Nevada: approval rate, denial rate and rates (2025)

Genway Home Mortgage took 104 mortgage applications in Nevada in 2025, ranking #141 of 627 lenders active in the state. It originated 51.0% of them and denied 32.7% (38.6% of the applications it decided), against a statewide denial rate of 17.5%.

104Applicationsin NV
38.6%Decision denial ratestate 22.2%
7.63%Median ratestate 6.63%
$290,000Median loanstate $305,000
$15MVolume4 counties

Genway Home Mortgage in Nevada vs the state

32.7%Denial rate+15.24 pts vs state
38.6%Decision denial rate+16.42 pts vs state
51.0%Origination rate-6.75 pts vs state
7.63%Median rate+1.00 pts vs state
1.94Rate spread (pts)+1.65 pts vs state
$112kMedian applicant income
53Loans originated
34Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202322180.0%6.56%#259
2024840.0%8.37%#336
20251045332.7%7.63%#141

What Genway Home Mortgage lends in Nevada

By loan purpose

Home purchase 81 78% · 30.9% denied
Refinance 13 13% · 53.9% denied
Cash-out refinance 10 10% · 20.0% denied

By loan type

Conventional 60 58% · 28.3% denied
FHA 42 40% · 38.1% denied
VA 2 2% · 50.0% denied

Why it denied Nevada applicants

Incomplete application 12 35%
Debt-to-income ratio 9 26%
Credit history 4 12%
Collateral 3 9%
Insufficient cash 2 6%
Unverifiable information 2 6%
Employment history 2 6%

Where in Nevada

Counties with the most Genway Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 814026 32.1%
Washoe County 1375 38.5%
Lyon County 862 25.0%
Nye County 201 50.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 104 applications in 2025, of which 53 were originated and 34 denied.

32.7% of all applications, or 38.6% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Genway Home Mortgage originated in Nevada in 2025 was 7.63%, against a statewide median of 6.63%.

About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology