Geneva Financial in Oklahoma vs the state
3.1%Denial rate-14.86 pts vs state
4.1%Decision denial rate-18.73 pts vs state
70.4%Origination rate+14.31 pts vs state
6.75%Median rate+0.13 pts vs state
0.50Rate spread (pts)+0.15 pts vs state
$75kMedian applicant income
138Loans originated
6Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 49 | 1.5% | 6.75% | #206 |
| 2024 | 183 | 114 | 2.7% | 6.88% | #121 |
| 2025 | 196 | 138 | 3.1% | 6.75% | #129 |
What Geneva Financial lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Geneva Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 60 | 41 | 1 | 1.7% |
| Canadian County | 20 | 15 | 2 | 10.0% |
| Delaware County | 17 | 15 | 0 | 0.0% |
| Cleveland County | 16 | 12 | 0 | 0.0% |
| Pontotoc County | 15 | 10 | 0 | 0.0% |
| Pottawatomie County | 9 | 7 | 0 | 0.0% |
| Adair County | 9 | 9 | 0 | 0.0% |
| McClain County | 7 | 4 | 1 | 14.3% |
| Comanche County | 7 | 6 | 0 | 0.0% |
| Tulsa County | 4 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 196 applications in 2025, of which 138 were originated and 6 denied.
3.1% of all applications, or 4.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Geneva Financial originated in Oklahoma in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Geneva Financial's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology