Generations Bank in Missouri vs the state
13.8%Denial rate-1.28 pts vs state
14.7%Decision denial rate-4.02 pts vs state
63.8%Origination rate+1.13 pts vs state
6.75%Median rate+0.13 pts vs state
0.25Rate spread (pts)-0.10 pts vs state
$145kMedian applicant income
74Loans originated
16Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 12 | 22.2% | 7.88% | #431 |
| 2024 | 102 | 73 | 11.8% | 7.00% | #246 |
| 2025 | 116 | 74 | 13.8% | 6.75% | #253 |
What Generations Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Generations Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Taney County | 55 | 38 | 4 | 7.3% |
| Stone County | 46 | 27 | 8 | 17.4% |
| Barry County | 4 | 2 | 1 | 25.0% |
| Christian County | 3 | 2 | 1 | 33.3% |
| Greene County | 2 | 1 | 1 | 50.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
| St. Louis County | 1 | 1 | 0 | 0.0% |
| St. Charles County | 1 | 0 | 0 | 0.0% |
| McDonald County | 1 | 0 | 1 | 100.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 116 applications in 2025, of which 74 were originated and 16 denied.
13.8% of all applications, or 14.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Generations Bank originated in Missouri in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Generations Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology