Flagstar Bank in Wyoming vs the state
17.4%Denial rate+1.83 pts vs state
22.2%Decision denial rate+2.63 pts vs state
60.9%Origination rate-0.14 pts vs state
6.44%Median rate-0.06 pts vs state
-0.03Rate spread (pts)-0.26 pts vs state
$96kMedian applicant income
14Loans originated
4Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 76 | 55 | 15.8% | 7.13% | #59 |
| 2024 | 75 | 57 | 14.7% | 6.88% | #58 |
| 2025 | 23 | 14 | 17.4% | 6.44% | #99 |
What Flagstar Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Flagstar Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fremont County | 8 | 6 | 2 | 25.0% |
| Laramie County | 4 | 2 | 1 | 25.0% |
| Hot Springs County | 2 | 1 | 1 | 50.0% |
| Sweetwater County | 2 | 1 | 0 | 0.0% |
| Campbell County | 2 | 1 | 0 | 0.0% |
| Weston County | 1 | 0 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Natrona County | 1 | 1 | 0 | 0.0% |
| Sublette County | 1 | 1 | 0 | 0.0% |
| Crook County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 23 applications in 2025, of which 14 were originated and 4 denied.
17.4% of all applications, or 22.2% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Flagstar Bank originated in Wyoming in 2025 was 6.44%, against a statewide median of 6.50%.
About this data. Figures are Flagstar Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology