Flagstar Bank in Nevada vs the state
26.2%Denial rate+8.70 pts vs state
36.2%Decision denial rate+13.95 pts vs state
46.2%Origination rate-11.56 pts vs state
6.60%Median rate-0.03 pts vs state
0.24Rate spread (pts)-0.06 pts vs state
$144kMedian applicant income
60Loans originated
34Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 686 | 373 | 27.8% | 7.13% | #38 |
| 2024 | 430 | 210 | 30.5% | 7.13% | #53 |
| 2025 | 130 | 60 | 26.2% | 6.60% | #130 |
What Flagstar Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Flagstar Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 104 | 46 | 25 | 24.0% |
| Washoe County | 20 | 13 | 4 | 20.0% |
| Douglas County | 3 | 1 | 2 | 66.7% |
| Nye County | 2 | 0 | 2 | 100.0% |
| Carson City | 1 | 0 | 1 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 130 applications in 2025, of which 60 were originated and 34 denied.
26.2% of all applications, or 36.2% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Flagstar Bank originated in Nevada in 2025 was 6.60%, against a statewide median of 6.63%.
About this data. Figures are Flagstar Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology