First Technology Federal Credit Union in Ohio vs the state
24.1%Denial rate+6.45 pts vs state
25.9%Decision denial rate+4.04 pts vs state
62.1%Origination rate+2.17 pts vs state
7.50%Median rate+0.63 pts vs state
0.64Rate spread (pts)+0.25 pts vs state
$169kMedian applicant income
18Loans originated
7Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 16 | 10.3% | 7.63% | #476 |
| 2024 | 29 | 13 | 17.2% | 9.00% | #472 |
| 2025 | 29 | 18 | 24.1% | 7.50% | #467 |
What First Technology Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most First Technology Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 9 | 7 | 2 | 22.2% |
| Hamilton County | 6 | 1 | 3 | 50.0% |
| Butler County | 3 | 2 | 1 | 33.3% |
| Delaware County | 2 | 1 | 1 | 50.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Summit County | 1 | 1 | 0 | 0.0% |
| Cuyahoga County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 0 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 29 applications in 2025, of which 18 were originated and 7 denied.
24.1% of all applications, or 25.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans First Technology Federal Credit Union originated in Ohio in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are First Technology Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology