First Savings Bank in Wisconsin vs the state
28.6%Denial rate+14.56 pts vs state
50.0%Decision denial rate+33.64 pts vs state
28.6%Origination rate-39.58 pts vs state
7.29%Median rate+0.67 pts vs state
0.11Rate spread (pts)-0.01 pts vs state
$126kMedian applicant income
2Loans originated
2Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 43 | 9.1% | 7.00% | #275 |
| 2024 | 12 | 5 | 41.7% | 7.38% | #462 |
| 2025 | 7 | 2 | 28.6% | 7.29% | #538 |
What First Savings Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 2 | 1 | 0 | 0.0% |
| Winnebago County | 1 | 0 | 0 | 0.0% |
| Adams County | 1 | 0 | 1 | 100.0% |
| Door County | 1 | 1 | 0 | 0.0% |
| Vernon County | 1 | 0 | 0 | 0.0% |
| La Crosse County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 7 applications in 2025, of which 2 were originated and 2 denied.
28.6% of all applications, or 50.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans First Savings Bank originated in Wisconsin in 2025 was 7.29%, against a statewide median of 6.63%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology