First Savings Bank in Nevada vs the state
27.3%Denial rate+9.82 pts vs state
30.0%Decision denial rate+7.78 pts vs state
63.6%Origination rate+5.93 pts vs state
7.63%Median rate+1.00 pts vs state
0.17Rate spread (pts)-0.12 pts vs state
$134kMedian applicant income
14Loans originated
6Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 32 | 6.5% | 6.63% | #197 |
| 2024 | 34 | 23 | 20.6% | 7.38% | #231 |
| 2025 | 22 | 14 | 27.3% | 7.63% | #268 |
What First Savings Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 18 | 11 | 5 | 27.8% |
| Storey County | 1 | 1 | 0 | 0.0% |
| Nye County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 0 | 1 | 100.0% |
| Washoe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 22 applications in 2025, of which 14 were originated and 6 denied.
27.3% of all applications, or 30.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans First Savings Bank originated in Nevada in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology