First National Bank of Pana in Illinois vs the state
2.0%Denial rate-15.10 pts vs state
2.1%Decision denial rate-19.61 pts vs state
95.5%Origination rate+36.71 pts vs state
—Median rate
—Rate spread (pts)
$114kMedian applicant income
189Loans originated
4Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 176 | 167 | 3.4% | — | #246 |
| 2024 | 166 | 163 | 0.6% | — | #260 |
| 2025 | 198 | 189 | 2.0% | — | #247 |
What First National Bank of Pana lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most First National Bank of Pana applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Macon County | 93 | 90 | 2 | 2.2% |
| Christian County | 77 | 71 | 2 | 2.6% |
| Shelby County | 6 | 6 | 0 | 0.0% |
| Sangamon County | 6 | 6 | 0 | 0.0% |
| Coles County | 4 | 4 | 0 | 0.0% |
| Moultrie County | 3 | 3 | 0 | 0.0% |
| Montgomery County | 3 | 3 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Menard County | 1 | 1 | 0 | 0.0% |
| Bond County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 198 applications in 2025, of which 189 were originated and 4 denied.
2.0% of all applications, or 2.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First National Bank of Pana's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology