First National Bank of Omaha in Wyoming vs the state
15.9%Denial rate+0.31 pts vs state
22.7%Decision denial rate+3.14 pts vs state
54.0%Origination rate-7.04 pts vs state
7.14%Median rate+0.64 pts vs state
0.42Rate spread (pts)+0.18 pts vs state
$118kMedian applicant income
34Loans originated
10Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 53 | 13.1% | 7.00% | #42 |
| 2024 | 76 | 47 | 18.4% | 7.63% | #57 |
| 2025 | 63 | 34 | 15.9% | 7.14% | #69 |
What First National Bank of Omaha lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most First National Bank of Omaha applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 41 | 21 | 8 | 19.5% |
| Albany County | 18 | 10 | 2 | 11.1% |
| Campbell County | 1 | 0 | 0 | 0.0% |
| Goshen County | 1 | 1 | 0 | 0.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
| Natrona County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 63 applications in 2025, of which 34 were originated and 10 denied.
15.9% of all applications, or 22.7% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans First National Bank of Omaha originated in Wyoming in 2025 was 7.14%, against a statewide median of 6.50%.
About this data. Figures are First National Bank of Omaha's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology