First Colony Mortgage in Missouri vs the state
14.3%Denial rate-0.78 pts vs state
18.2%Decision denial rate-0.52 pts vs state
50.0%Origination rate-12.66 pts vs state
6.13%Median rate-0.50 pts vs state
0.09Rate spread (pts)-0.26 pts vs state
$116kMedian applicant income
7Loans originated
2Denied
What First Colony Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most First Colony Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 3 | 0 | 1 | 33.3% |
| Jackson County | 2 | 2 | 0 | 0.0% |
| St. Louis city | 2 | 1 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Jasper County | 1 | 0 | 0 | 0.0% |
| Barry County | 1 | 0 | 0 | 0.0% |
| Platte County | 1 | 0 | 1 | 100.0% |
| Randolph County | 1 | 1 | 0 | 0.0% |
| McDonald County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 14 applications in 2025, of which 7 were originated and 2 denied.
14.3% of all applications, or 18.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans First Colony Mortgage originated in Missouri in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are First Colony Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology