First Colony Mortgage in Arkansas vs the state
2.6%Denial rate-15.61 pts vs state
2.9%Decision denial rate-20.25 pts vs state
83.2%Origination rate+26.40 pts vs state
6.13%Median rate-0.50 pts vs state
0.06Rate spread (pts)-0.28 pts vs state
$135kMedian applicant income
129Loans originated
4Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 29 | 0.0% | 6.25% | #226 |
| 2024 | 59 | 55 | 0.0% | 6.38% | #184 |
| 2025 | 155 | 129 | 2.6% | 6.13% | #128 |
What First Colony Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most First Colony Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Craighead County | 65 | 56 | 1 | 1.5% |
| Benton County | 36 | 29 | 2 | 5.6% |
| Washington County | 29 | 25 | 1 | 3.4% |
| Faulkner County | 7 | 6 | 0 | 0.0% |
| Saline County | 6 | 6 | 0 | 0.0% |
| Pulaski County | 3 | 3 | 0 | 0.0% |
| Poinsett County | 2 | 1 | 0 | 0.0% |
| Phillips County | 1 | 0 | 0 | 0.0% |
| Johnson County | 1 | 0 | 0 | 0.0% |
| Crawford County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 155 applications in 2025, of which 129 were originated and 4 denied.
2.6% of all applications, or 2.9% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans First Colony Mortgage originated in Arkansas in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are First Colony Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology