First American Bank in Pennsylvania vs the state
66.7%Denial rate+48.38 pts vs state
85.7%Decision denial rate+63.50 pts vs state
11.1%Origination rate-49.85 pts vs state
8.75%Median rate+2.13 pts vs state
2.43Rate spread (pts)+2.19 pts vs state
$258kMedian applicant income
1Loans originated
6Denied
What First American Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most First American Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 4 | 0 | 3 | 75.0% |
| Bucks County | 2 | 1 | 1 | 50.0% |
| Lebanon County | 1 | 0 | 1 | 100.0% |
| Lackawanna County | 1 | 0 | 0 | 0.0% |
| Chester County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 9 applications in 2025, of which 1 were originated and 6 denied.
66.7% of all applications, or 85.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans First American Bank originated in Pennsylvania in 2025 was 8.75%, against a statewide median of 6.63%.
About this data. Figures are First American Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology