Firefighters First Federal Credit Union in Colorado vs the state
11.1%Denial rate-4.52 pts vs state
12.5%Decision denial rate-7.16 pts vs state
77.8%Origination rate+17.76 pts vs state
8.00%Median rate+1.38 pts vs state
0.70Rate spread (pts)+0.55 pts vs state
$180kMedian applicant income
14Loans originated
2Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 7 | 0.0% | 6.63% | #547 |
| 2024 | 6 | 6 | 0.0% | 8.38% | #577 |
| 2025 | 18 | 14 | 11.1% | 8.00% | #428 |
What Firefighters First Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Firefighters First Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weld County | 3 | 2 | 0 | 0.0% |
| Larimer County | 3 | 1 | 1 | 33.3% |
| Douglas County | 3 | 3 | 0 | 0.0% |
| El Paso County | 3 | 2 | 1 | 33.3% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| La Plata County | 1 | 1 | 0 | 0.0% |
| Garfield County | 1 | 1 | 0 | 0.0% |
| Mesa County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 18 applications in 2025, of which 14 were originated and 2 denied.
11.1% of all applications, or 12.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Firefighters First Federal Credit Union originated in Colorado in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Firefighters First Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology