Finance of America Reverse in Mississippi vs the state
7.4%Denial rate-15.51 pts vs state
12.5%Decision denial rate-15.95 pts vs state
48.2%Origination rate-4.72 pts vs state
6.38%Median rate-0.38 pts vs state
—Rate spread (pts)
$32kMedian applicant income
13Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 20 | 13.9% | 7.82% | #178 |
| 2024 | 32 | 25 | 6.3% | 7.13% | #191 |
| 2025 | 27 | 13 | 7.4% | 6.38% | #217 |
What Finance of America Reverse lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 4 | 1 | 0 | 0.0% |
| Hancock County | 4 | 3 | 0 | 0.0% |
| Rankin County | 3 | 3 | 0 | 0.0% |
| Madison County | 2 | 1 | 1 | 50.0% |
| Harrison County | 2 | 1 | 0 | 0.0% |
| Lee County | 2 | 1 | 0 | 0.0% |
| Jones County | 1 | 0 | 0 | 0.0% |
| Panola County | 1 | 1 | 0 | 0.0% |
| Winston County | 1 | 0 | 0 | 0.0% |
| Tate County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 27 applications in 2025, of which 13 were originated and 2 denied.
7.4% of all applications, or 12.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Finance of America Reverse originated in Mississippi in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology