Filo Mortgage in Washington vs the state
5.8%Denial rate-9.88 pts vs state
10.1%Decision denial rate-9.43 pts vs state
47.4%Origination rate-13.62 pts vs state
6.25%Median rate-0.38 pts vs state
-0.01Rate spread (pts)-0.20 pts vs state
$169kMedian applicant income
74Loans originated
9Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 121 | 46 | 2.5% | 6.25% | #201 |
| 2024 | 153 | 71 | 1.3% | 6.50% | #188 |
| 2025 | 156 | 74 | 5.8% | 6.25% | #209 |
What Filo Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Filo Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 47 | 24 | 1 | 2.1% |
| Snohomish County | 24 | 8 | 2 | 8.3% |
| Pierce County | 21 | 7 | 2 | 9.5% |
| Spokane County | 16 | 9 | 1 | 6.3% |
| Yakima County | 5 | 5 | 0 | 0.0% |
| Thurston County | 5 | 3 | 0 | 0.0% |
| Kittitas County | 5 | 2 | 0 | 0.0% |
| Clark County | 4 | 2 | 0 | 0.0% |
| Island County | 3 | 1 | 1 | 33.3% |
| Benton County | 3 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 156 applications in 2025, of which 74 were originated and 9 denied.
5.8% of all applications, or 10.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Filo Mortgage originated in Washington in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Filo Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology