Filo Mortgage in Delaware vs the state
2.1%Denial rate-16.08 pts vs state
4.2%Decision denial rate-18.56 pts vs state
43.8%Origination rate-15.44 pts vs state
6.50%Median rate-0.13 pts vs state
0.07Rate spread (pts)-0.20 pts vs state
$150kMedian applicant income
21Loans originated
1Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 2 | 0.0% | 6.00% | #178 |
| 2024 | 27 | 15 | 0.0% | 6.38% | #158 |
| 2025 | 48 | 21 | 2.1% | 6.50% | #120 |
What Filo Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Filo Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 40 | 16 | 1 | 2.5% |
| Kent County | 7 | 4 | 0 | 0.0% |
| Sussex County | 1 | 1 | 0 | 0.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 48 applications in 2025, of which 21 were originated and 1 denied.
2.1% of all applications, or 4.2% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Filo Mortgage originated in Delaware in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Filo Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology