Fidelity Bank in Kansas vs the state
12.8%Denial rate-2.24 pts vs state
14.9%Decision denial rate-3.39 pts vs state
73.1%Origination rate+9.23 pts vs state
6.88%Median rate+0.25 pts vs state
0.16Rate spread (pts)-0.14 pts vs state
$114kMedian applicant income
805Loans originated
141Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,161 | 871 | 13.6% | 6.88% | #13 |
| 2024 | 1,213 | 904 | 13.3% | 7.00% | #15 |
| 2025 | 1,102 | 805 | 12.8% | 6.88% | #17 |
What Fidelity Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Fidelity Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 749 | 546 | 102 | 13.6% |
| Johnson County | 146 | 112 | 13 | 8.9% |
| Butler County | 72 | 54 | 8 | 11.1% |
| Sumner County | 26 | 16 | 7 | 26.9% |
| Miami County | 19 | 15 | 2 | 10.5% |
| Harvey County | 11 | 7 | 2 | 18.2% |
| Cowley County | 9 | 6 | 2 | 22.2% |
| Douglas County | 9 | 5 | 1 | 11.1% |
| Reno County | 8 | 6 | 1 | 12.5% |
| Franklin County | 7 | 3 | 2 | 28.6% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 1,102 applications in 2025, of which 805 were originated and 141 denied.
12.8% of all applications, or 14.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Fidelity Bank originated in Kansas in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Fidelity Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology