Fbc Mortgage in Washington vs the state
12.5%Denial rate-3.15 pts vs state
22.2%Decision denial rate+2.68 pts vs state
43.8%Origination rate-17.31 pts vs state
6.43%Median rate-0.19 pts vs state
0.05Rate spread (pts)-0.14 pts vs state
$248kMedian applicant income
14Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 7 | 47.1% | 7.00% | #395 |
| 2024 | 21 | 9 | 23.8% | 6.63% | #375 |
| 2025 | 32 | 14 | 12.5% | 6.43% | #341 |
What Fbc Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Fbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 15 | 6 | 2 | 13.3% |
| Clark County | 6 | 2 | 0 | 0.0% |
| Snohomish County | 4 | 1 | 1 | 25.0% |
| Pierce County | 2 | 1 | 0 | 0.0% |
| Grays Harbor County | 1 | 0 | 1 | 100.0% |
| Skagit County | 1 | 1 | 0 | 0.0% |
| Thurston County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Lewis County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 32 applications in 2025, of which 14 were originated and 4 denied.
12.5% of all applications, or 22.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Fbc Mortgage originated in Washington in 2025 was 6.43%, against a statewide median of 6.63%.
About this data. Figures are Fbc Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology