Farmers Insurance Group Federal Credit Union in Tennessee vs the state
31.3%Denial rate+14.11 pts vs state
31.3%Decision denial rate+9.57 pts vs state
62.5%Origination rate+4.42 pts vs state
10.86%Median rate+4.24 pts vs state
3.79Rate spread (pts)+3.56 pts vs state
$132kMedian applicant income
10Loans originated
5Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 13 | 15.8% | 8.49% | #519 |
| 2024 | 9 | 3 | 66.7% | 6.99% | #618 |
| 2025 | 16 | 10 | 31.3% | 10.86% | #568 |
What Farmers Insurance Group Federal Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 2 | 2 | 0 | 0.0% |
| Rutherford County | 2 | 1 | 1 | 50.0% |
| Maury County | 1 | 1 | 0 | 0.0% |
| Hardin County | 1 | 1 | 0 | 0.0% |
| Sevier County | 1 | 0 | 1 | 100.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| Shelby County | 1 | 0 | 1 | 100.0% |
| Dyer County | 1 | 0 | 1 | 100.0% |
| Weakley County | 1 | 1 | 0 | 0.0% |
| Blount County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 16 applications in 2025, of which 10 were originated and 5 denied.
31.3% of all applications, or 31.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Tennessee in 2025 was 10.86%, against a statewide median of 6.62%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology