Farmers Insurance Group Federal Credit Union · Nevada · 2025

Farmers Insurance Group Federal Credit Union in Nevada: approval rate, denial rate and rates (2025)

Farmers Insurance Group Federal Credit Union took 17 mortgage applications in Nevada in 2025, ranking #285 of 627 lenders active in the state. It originated 64.7% of them and denied 29.4% (31.3% of the applications it decided), against a statewide denial rate of 17.5%.

17Applicationsin NV
31.3%Decision denial ratestate 22.2%
9.74%Median ratestate 6.63%
$145,000Median loanstate $305,000
$2.7MVolume3 counties

Farmers Insurance Group Federal Credit Union in Nevada vs the state

29.4%Denial rate+11.96 pts vs state
31.3%Decision denial rate+9.03 pts vs state
64.7%Origination rate+7.00 pts vs state
9.74%Median rate+3.12 pts vs state
2.37Rate spread (pts)+2.08 pts vs state
$189kMedian applicant income
11Loans originated
5Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239355.6%5.99%#330
20248275.0%11.12%#341
2025171129.4%9.74%#285

What Farmers Insurance Group Federal Credit Union lends in Nevada

By loan purpose

Home purchase 5 29% · 20.0% denied
Refinance 2 12% · 0.0% denied
Home improvement 5 29% · 0.0% denied
Other / HELOC 5 29% · 80.0% denied

By loan type

Conventional 17 100% · 29.4% denied

Why it denied Nevada applicants

Other 4 80%
Debt-to-income ratio 1 20%

Where in Nevada

Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 1494 28.6%
Washoe County 110 0.0%
Lyon County 110 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 17 applications in 2025, of which 11 were originated and 5 denied.

29.4% of all applications, or 31.3% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Farmers Insurance Group Federal Credit Union originated in Nevada in 2025 was 9.74%, against a statewide median of 6.63%.

About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology