Farmers Building and Savings Bank · Pennsylvania · 2025

Farmers Building and Savings Bank in Pennsylvania: approval rate, denial rate and rates (2025)

Farmers Building and Savings Bank took 69 mortgage applications in Pennsylvania in 2025, ranking #437 of 1,114 lenders active in the state. It originated 78.3% of them and denied 13.0% (14.3% of the applications it decided), against a statewide denial rate of 18.3%.

69Applicationsin PA
14.3%Decision denial ratestate 22.2%
Median ratestate 6.63%
$165,000Median loanstate $155,000
$8.8MVolume4 counties

Farmers Building and Savings Bank in Pennsylvania vs the state

13.0%Denial rate-5.25 pts vs state
14.3%Decision denial rate-7.92 pts vs state
78.3%Origination rate+17.30 pts vs state
Median rate
Rate spread (pts)
$99kMedian applicant income
54Loans originated
9Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
202375665.3%#410
202480676.3%#407
2025695413.0%#437

What Farmers Building and Savings Bank lends in Pennsylvania

By loan purpose

Home purchase 31 45% · 19.4% denied
Refinance 1 1% · 0.0% denied
Cash-out refinance 20 29% · 10.0% denied
Home improvement 13 19% · 7.7% denied
Other / HELOC 4 6% · 0.0% denied

By loan type

Conventional 69 100% · 13.0% denied

Where in Pennsylvania

Counties with the most Farmers Building and Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Beaver County 63499 14.3%
Lawrence County 430 0.0%
Allegheny County 110 0.0%
Butler County 110 0.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 69 applications in 2025, of which 54 were originated and 9 denied.

13.0% of all applications, or 14.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Farmers Building and Savings Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology