Farmers Bank & Trust in Tennessee vs the state
6.6%Denial rate-10.58 pts vs state
12.9%Decision denial rate-8.78 pts vs state
41.0%Origination rate-17.10 pts vs state
6.13%Median rate-0.50 pts vs state
-0.25Rate spread (pts)-0.48 pts vs state
$174kMedian applicant income
25Loans originated
4Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 31 | 1.6% | 6.25% | #353 |
| 2024 | 71 | 33 | 7.0% | 6.38% | #344 |
| 2025 | 61 | 25 | 6.6% | 6.13% | #383 |
What Farmers Bank & Trust lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Farmers Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sevier County | 12 | 2 | 2 | 16.7% |
| Davidson County | 11 | 6 | 2 | 18.2% |
| Sumner County | 5 | 1 | 0 | 0.0% |
| Shelby County | 4 | 1 | 0 | 0.0% |
| Knox County | 4 | 3 | 0 | 0.0% |
| Maury County | 3 | 1 | 0 | 0.0% |
| Hamilton County | 3 | 2 | 0 | 0.0% |
| Williamson County | 3 | 0 | 0 | 0.0% |
| Rutherford County | 3 | 0 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 61 applications in 2025, of which 25 were originated and 4 denied.
6.6% of all applications, or 12.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Farmers Bank & Trust originated in Tennessee in 2025 was 6.13%, against a statewide median of 6.62%.
About this data. Figures are Farmers Bank & Trust's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology