Farmers Bank & Trust in Kansas vs the state
7.3%Denial rate-7.76 pts vs state
9.3%Decision denial rate-8.98 pts vs state
68.6%Origination rate+4.82 pts vs state
6.50%Median rate-0.13 pts vs state
-0.09Rate spread (pts)-0.39 pts vs state
$140kMedian applicant income
151Loans originated
16Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 125 | 91 | 15.2% | 7.25% | #117 |
| 2024 | 154 | 108 | 9.1% | 6.88% | #114 |
| 2025 | 220 | 151 | 7.3% | 6.50% | #95 |
What Farmers Bank & Trust lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Farmers Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 84 | 51 | 1 | 1.2% |
| Pawnee County | 34 | 29 | 2 | 5.9% |
| Barton County | 29 | 24 | 4 | 13.8% |
| Rush County | 15 | 12 | 2 | 13.3% |
| Douglas County | 11 | 8 | 0 | 0.0% |
| Wyandotte County | 8 | 7 | 1 | 12.5% |
| Leavenworth County | 8 | 1 | 1 | 12.5% |
| Sedgwick County | 6 | 5 | 0 | 0.0% |
| Edwards County | 5 | 2 | 3 | 60.0% |
| Miami County | 4 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 220 applications in 2025, of which 151 were originated and 16 denied.
7.3% of all applications, or 9.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Farmers Bank & Trust originated in Kansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Farmers Bank & Trust's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology