Farmers Bank & Trust in Indiana vs the state
12.1%Denial rate-4.45 pts vs state
22.2%Decision denial rate+2.08 pts vs state
33.3%Origination rate-28.92 pts vs state
6.49%Median rate-0.26 pts vs state
0.01Rate spread (pts)-0.35 pts vs state
$120kMedian applicant income
11Loans originated
4Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 10 | 16.7% | 6.31% | #447 |
| 2024 | 42 | 21 | 4.8% | 6.38% | #359 |
| 2025 | 33 | 11 | 12.1% | 6.49% | #400 |
What Farmers Bank & Trust lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Farmers Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 5 | 1 | 1 | 20.0% |
| Boone County | 4 | 3 | 0 | 0.0% |
| Hendricks County | 2 | 0 | 0 | 0.0% |
| Dearborn County | 2 | 0 | 1 | 50.0% |
| Johnson County | 2 | 2 | 0 | 0.0% |
| St. Joseph County | 2 | 1 | 0 | 0.0% |
| Greene County | 1 | 0 | 0 | 0.0% |
| DeKalb County | 1 | 0 | 0 | 0.0% |
| Brown County | 1 | 0 | 0 | 0.0% |
| Morgan County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 33 applications in 2025, of which 11 were originated and 4 denied.
12.1% of all applications, or 22.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Farmers Bank & Trust originated in Indiana in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Farmers Bank & Trust's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology