Farm Credit Mid-America in Missouri vs the state
27.8%Denial rate+12.71 pts vs state
31.3%Decision denial rate+12.55 pts vs state
55.6%Origination rate-7.10 pts vs state
6.94%Median rate+0.31 pts vs state
0.52Rate spread (pts)+0.17 pts vs state
$170kMedian applicant income
10Loans originated
5Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 12 | 5.9% | 7.06% | #437 |
| 2024 | 32 | 22 | 15.6% | 7.25% | #390 |
| 2025 | 18 | 10 | 27.8% | 6.94% | #448 |
What Farm Credit Mid-America lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cass County | 3 | 1 | 1 | 33.3% |
| Cape Girardeau County | 3 | 0 | 2 | 66.7% |
| Scott County | 2 | 2 | 0 | 0.0% |
| Clinton County | 1 | 1 | 0 | 0.0% |
| Callaway County | 1 | 1 | 0 | 0.0% |
| Dunklin County | 1 | 0 | 0 | 0.0% |
| Mississippi County | 1 | 1 | 0 | 0.0% |
| Bates County | 1 | 1 | 0 | 0.0% |
| Andrew County | 1 | 0 | 1 | 100.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 18 applications in 2025, of which 10 were originated and 5 denied.
27.8% of all applications, or 31.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Farm Credit Mid-America originated in Missouri in 2025 was 6.94%, against a statewide median of 6.63%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology