Farm Credit East, ACA in Maine vs the state
12.5%Denial rate-3.83 pts vs state
13.3%Decision denial rate-6.75 pts vs state
75.0%Origination rate+12.83 pts vs state
7.13%Median rate+0.25 pts vs state
0.17Rate spread (pts)-0.16 pts vs state
$115kMedian applicant income
12Loans originated
2Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 16 | 0.0% | 7.38% | #164 |
| 2024 | 19 | 17 | 5.3% | 7.75% | #166 |
| 2025 | 16 | 12 | 12.5% | 7.13% | #184 |
What Farm Credit East, ACA lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Farm Credit East, ACA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Aroostook County | 4 | 3 | 1 | 25.0% |
| Oxford County | 2 | 2 | 0 | 0.0% |
| York County | 2 | 2 | 0 | 0.0% |
| Cumberland County | 2 | 1 | 1 | 50.0% |
| Penobscot County | 2 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Piscataquis County | 1 | 1 | 0 | 0.0% |
| Waldo County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 16 applications in 2025, of which 12 were originated and 2 denied.
12.5% of all applications, or 13.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Farm Credit East, ACA originated in Maine in 2025 was 7.13%, against a statewide median of 6.88%.
About this data. Figures are Farm Credit East, ACA's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology