Eustis Mortgage · Indiana · 2025

Eustis Mortgage in Indiana: approval rate, denial rate and rates (2025)

Eustis Mortgage took 162 mortgage applications in Indiana in 2025, ranking #225 of 1,025 lenders active in the state. It originated 80.9% of them and denied 2.5% (3.0% of the applications it decided), against a statewide denial rate of 16.6%.

162Applicationsin IN
3.0%Decision denial ratestate 20.1%
6.63%Median ratestate 6.75%
$205,000Median loanstate $155,000
$31MVolume30 counties

Eustis Mortgage in Indiana vs the state

2.5%Denial rate-14.10 pts vs state
3.0%Decision denial rate-17.18 pts vs state
80.9%Origination rate+18.61 pts vs state
6.63%Median rate-0.13 pts vs state
0.68Rate spread (pts)+0.31 pts vs state
$82kMedian applicant income
131Loans originated
4Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232181391.4%7.00%#167
2024129945.4%6.88%#226
20251621312.5%6.63%#225

What Eustis Mortgage lends in Indiana

By loan purpose

Home purchase 121 75% · 3.3% denied
Refinance 22 14% · 0.0% denied
Cash-out refinance 14 9% · 0.0% denied
Other / HELOC 5 3% · 0.0% denied

By loan type

Conventional 85 52% · 1.2% denied
FHA 63 39% · 4.8% denied
VA 9 6% · 0.0% denied
USDA / RHS 5 3% · 0.0% denied

Why it denied Indiana applicants

Debt-to-income ratio 2 50%
Insufficient cash 1 25%
Employment history 1 25%

Where in Indiana

Counties with the most Eustis Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marion County 50433 6.0%
Madison County 17140 0.0%
Johnson County 15130 0.0%
Morgan County 1161 9.1%
Hamilton County 1180 0.0%
Hancock County 980 0.0%
Hendricks County 650 0.0%
Shelby County 530 0.0%
Henry County 540 0.0%
Brown County 320 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 162 applications in 2025, of which 131 were originated and 4 denied.

2.5% of all applications, or 3.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Eustis Mortgage originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.

About this data. Figures are Eustis Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology