Equity Prime Mortgage · Alaska · 2025

Equity Prime Mortgage in Alaska: approval rate, denial rate and rates (2025)

Equity Prime Mortgage took 26 mortgage applications in Alaska in 2025, ranking #75 of 252 lenders active in the state. It originated 34.6% of them and denied 15.4% (30.8% of the applications it decided), against a statewide denial rate of 14.0%.

26Applicationsin AK
30.8%Decision denial ratestate 18.0%
6.00%Median ratestate 6.44%
$330,000Median loanstate $305,000
$3.2MVolume6 counties

Equity Prime Mortgage in Alaska vs the state

15.4%Denial rate+1.37 pts vs state
30.8%Decision denial rate+12.79 pts vs state
34.6%Origination rate-26.06 pts vs state
6.00%Median rate-0.44 pts vs state
-0.09Rate spread (pts)-0.23 pts vs state
$102kMedian applicant income
9Loans originated
4Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231370.0%6.75%#82
202526915.4%6.00%#75

What Equity Prime Mortgage lends in Alaska

By loan purpose

Home purchase 14 54% · 14.3% denied
Refinance 4 15% · 25.0% denied
Cash-out refinance 8 31% · 12.5% denied

By loan type

FHA 14 54% · 21.4% denied
VA 10 38% · 10.0% denied
USDA / RHS 2 8% · 0.0% denied

Why it denied Alaska applicants

Credit history 2 50%
Debt-to-income ratio 1 25%
Unverifiable information 1 25%

Where in Alaska

Counties with the most Equity Prime Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Matanuska-Susitna Borough 922 22.2%
Anchorage Municipality 941 11.1%
Fairbanks North Star Borough 421 25.0%
Nome Census Area 200 0.0%
Chugach Census Area 100 0.0%
Kenai Peninsula Borough 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 26 applications in 2025, of which 9 were originated and 4 denied.

15.4% of all applications, or 30.8% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Equity Prime Mortgage originated in Alaska in 2025 was 6.00%, against a statewide median of 6.44%.

About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology