Envoy Mortgage in Louisiana vs the state
9.7%Denial rate-12.49 pts vs state
13.0%Decision denial rate-15.11 pts vs state
64.5%Origination rate+12.55 pts vs state
6.93%Median rate+0.31 pts vs state
0.56Rate spread (pts)+0.20 pts vs state
$99kMedian applicant income
20Loans originated
3Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 18 | 7 | 11.1% | 7.13% | #320 |
| 2025 | 31 | 20 | 9.7% | 6.93% | #290 |
What Envoy Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Envoy Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 17 | 11 | 1 | 5.9% |
| Orleans Parish | 5 | 1 | 2 | 40.0% |
| St. Bernard Parish | 3 | 2 | 0 | 0.0% |
| Tangipahoa Parish | 3 | 3 | 0 | 0.0% |
| Jefferson Parish | 2 | 2 | 0 | 0.0% |
| East Baton Rouge Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 31 applications in 2025, of which 20 were originated and 3 denied.
9.7% of all applications, or 13.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Envoy Mortgage originated in Louisiana in 2025 was 6.93%, against a statewide median of 6.63%.
About this data. Figures are Envoy Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology