Enterprise Bank & Trust in Missouri vs the state
19.6%Denial rate+4.56 pts vs state
21.9%Decision denial rate+3.22 pts vs state
68.1%Origination rate+5.44 pts vs state
—Median rate
—Rate spread (pts)
$105kMedian applicant income
111Loans originated
32Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 214 | 146 | 13.1% | 7.13% | #144 |
| 2024 | 151 | 100 | 17.9% | — | #202 |
| 2025 | 163 | 111 | 19.6% | — | #210 |
What Enterprise Bank & Trust lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Enterprise Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 55 | 33 | 14 | 25.5% |
| Jefferson County | 46 | 34 | 7 | 15.2% |
| St. Louis city | 29 | 23 | 5 | 17.2% |
| St. Charles County | 11 | 10 | 1 | 9.1% |
| Franklin County | 5 | 3 | 2 | 40.0% |
| Jackson County | 5 | 3 | 1 | 20.0% |
| Clay County | 3 | 1 | 0 | 0.0% |
| Warren County | 2 | 1 | 1 | 50.0% |
| Cass County | 2 | 0 | 1 | 50.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 163 applications in 2025, of which 111 were originated and 32 denied.
19.6% of all applications, or 21.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Enterprise Bank & Trust's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology