Dollar Bank, Federal Savings Bank · Ohio · 2025

Dollar Bank, Federal Savings Bank in Ohio: approval rate, denial rate and rates (2025)

Dollar Bank, Federal Savings Bank took 1,900 mortgage applications in Ohio in 2025, ranking #52 of 1,092 lenders active in the state. It originated 64.7% of them and denied 25.8% (27.5% of the applications it decided), against a statewide denial rate of 17.7%.

1.9kApplicationsin OH
27.5%Decision denial ratestate 21.9%
6.75%Median ratestate 6.88%
$85,000Median loanstate $155,000
$193MVolume40 counties

Dollar Bank, Federal Savings Bank in Ohio vs the state

25.8%Denial rate+8.15 pts vs state
27.5%Decision denial rate+5.57 pts vs state
64.7%Origination rate+4.78 pts vs state
6.75%Median rate-0.13 pts vs state
0.22Rate spread (pts)-0.17 pts vs state
$91kMedian applicant income
1,229Loans originated
491Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,6921,04529.1%6.99%#50
20241,7721,08031.6%7.13%#49
20251,9001,22925.8%6.75%#52

What Dollar Bank, Federal Savings Bank lends in Ohio

By loan purpose

Home purchase 337 18% · 7.4% denied
Refinance 555 29% · 24.5% denied
Cash-out refinance 29 2% · 6.9% denied
Home improvement 647 34% · 32.2% denied
Other / HELOC 332 17% · 36.1% denied

By loan type

Conventional 1,866 98% · 26.2% denied
FHA 32 2% · 6.3% denied
VA 2 0% · 50.0% denied

Why it denied Ohio applicants

Credit history 178 36%
Debt-to-income ratio 121 25%
Incomplete application 86 18%
Collateral 60 12%
Other 33 7%
Unverifiable information 12 2%
Employment history 1 0%

Where in Ohio

Counties with the most Dollar Bank, Federal Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cuyahoga County 1,005602309 30.7%
Lorain County 27419951 18.6%
Lake County 18612542 22.6%
Summit County 1258329 23.2%
Medina County 816511 13.6%
Geauga County 462715 32.6%
Stark County 38268 21.1%
Ashtabula County 18144 22.2%
Portage County 1795 29.4%
Erie County 14101 7.1%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 1,900 applications in 2025, of which 1,229 were originated and 491 denied.

25.8% of all applications, or 27.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Dollar Bank, Federal Savings Bank originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.

About this data. Figures are Dollar Bank, Federal Savings Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology