Dhi Mortgage Company in Oregon vs the state
7.2%Denial rate-8.08 pts vs state
8.8%Decision denial rate-10.36 pts vs state
74.6%Origination rate+14.00 pts vs state
5.50%Median rate-1.25 pts vs state
-0.80Rate spread (pts)-1.08 pts vs state
$116kMedian applicant income
547Loans originated
53Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 384 | 314 | 8.6% | 5.75% | #70 |
| 2024 | 536 | 452 | 4.9% | 5.50% | #63 |
| 2025 | 733 | 547 | 7.2% | 5.50% | #58 |
What Dhi Mortgage Company lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 190 | 157 | 10 | 5.3% |
| Deschutes County | 126 | 79 | 16 | 12.7% |
| Lane County | 105 | 86 | 4 | 3.8% |
| Washington County | 94 | 63 | 10 | 10.6% |
| Multnomah County | 80 | 63 | 5 | 6.3% |
| Polk County | 54 | 38 | 6 | 11.1% |
| Jackson County | 44 | 35 | 1 | 2.3% |
| Clackamas County | 33 | 23 | 1 | 3.0% |
| Crook County | 2 | 1 | 0 | 0.0% |
| Linn County | 2 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 733 applications in 2025, of which 547 were originated and 53 denied.
7.2% of all applications, or 8.8% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Dhi Mortgage Company originated in Oregon in 2025 was 5.50%, against a statewide median of 6.75%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology