Devon Bank · Texas · 2025

Devon Bank in Texas: approval rate, denial rate and rates (2025)

Devon Bank took 120 mortgage applications in Texas in 2025, ranking #514 of 1,568 lenders active in the state. It originated 50.8% of them and denied 1.7% (3.2% of the applications it decided), against a statewide denial rate of 19.4%.

120Applicationsin TX
3.2%Decision denial ratestate 24.9%
Median ratestate 6.50%
$340,000Median loanstate $245,000
$20MVolume18 counties

Devon Bank in Texas vs the state

1.7%Denial rate-17.76 pts vs state
3.2%Decision denial rate-21.73 pts vs state
50.8%Origination rate-4.05 pts vs state
Median rate
Rate spread (pts)
$134kMedian applicant income
61Loans originated
2Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232011035.5%7.00%#400
2024167923.0%6.88%#441
2025120611.7%#514

What Devon Bank lends in Texas

By loan purpose

Home purchase 110 92% · 1.8% denied
Refinance 10 8% · 0.0% denied

By loan type

Conventional 120 100% · 1.7% denied

Where in Texas

Counties with the most Devon Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fort Bend County 28190 0.0%
Collin County 2070 0.0%
Dallas County 17130 0.0%
Harris County 1780 0.0%
Bexar County 1051 10.0%
Denton County 700 0.0%
Williamson County 510 0.0%
Brazoria County 210 0.0%
Midland County 210 0.0%
Brazos County 210 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 120 applications in 2025, of which 61 were originated and 2 denied.

1.7% of all applications, or 3.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Devon Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology