Delta Community Credit Union in Ohio vs the state
15.8%Denial rate-1.90 pts vs state
21.4%Decision denial rate-0.46 pts vs state
57.9%Origination rate-2.01 pts vs state
5.88%Median rate-1.00 pts vs state
-0.53Rate spread (pts)-0.92 pts vs state
$146kMedian applicant income
11Loans originated
3Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 12 | 10.5% | 7.88% | #530 |
| 2024 | 14 | 7 | 7.1% | 8.00% | #558 |
| 2025 | 19 | 11 | 15.8% | 5.88% | #539 |
What Delta Community Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Delta Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 4 | 2 | 0 | 0.0% |
| Clermont County | 3 | 2 | 1 | 33.3% |
| Clinton County | 3 | 2 | 0 | 0.0% |
| Cuyahoga County | 2 | 1 | 0 | 0.0% |
| Summit County | 2 | 1 | 1 | 50.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 0 | 0 | 0.0% |
| Lucas County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 0 | 1 | 100.0% |
| Lorain County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 19 applications in 2025, of which 11 were originated and 3 denied.
15.8% of all applications, or 21.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Delta Community Credit Union originated in Ohio in 2025 was 5.88%, against a statewide median of 6.88%.
About this data. Figures are Delta Community Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology