Deephaven Mortgage in Tennessee vs the state
32.6%Denial rate+15.50 pts vs state
35.3%Decision denial rate+13.58 pts vs state
59.6%Origination rate+1.56 pts vs state
7.38%Median rate+0.75 pts vs state
1.16Rate spread (pts)+0.93 pts vs state
$243kMedian applicant income
201Loans originated
110Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 272 | 170 | 22.4% | 8.13% | #148 |
| 2024 | 331 | 205 | 29.0% | 7.75% | #132 |
| 2025 | 337 | 201 | 32.6% | 7.38% | #152 |
What Deephaven Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 78 | 41 | 28 | 35.9% |
| Davidson County | 53 | 29 | 21 | 39.6% |
| Hamilton County | 42 | 30 | 8 | 19.0% |
| Knox County | 22 | 17 | 5 | 22.7% |
| Sevier County | 19 | 12 | 5 | 26.3% |
| Montgomery County | 14 | 11 | 2 | 14.3% |
| Williamson County | 13 | 6 | 6 | 46.2% |
| Sumner County | 11 | 7 | 3 | 27.3% |
| Blount County | 9 | 6 | 3 | 33.3% |
| Maury County | 9 | 3 | 5 | 55.6% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 337 applications in 2025, of which 201 were originated and 110 denied.
32.6% of all applications, or 35.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Deephaven Mortgage originated in Tennessee in 2025 was 7.38%, against a statewide median of 6.62%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology