Data Mortgage · Indiana · 2025

Data Mortgage in Indiana: approval rate, denial rate and rates (2025)

Data Mortgage took 16 mortgage applications in Indiana in 2025, ranking #487 of 1,025 lenders active in the state. It originated 56.3% of them and denied 12.5% (16.7% of the applications it decided), against a statewide denial rate of 16.6%.

16Applicationsin IN
16.7%Decision denial ratestate 20.1%
6.25%Median ratestate 6.75%
$240,000Median loanstate $155,000
$2.0MVolume13 counties

Data Mortgage in Indiana vs the state

12.5%Denial rate-4.07 pts vs state
16.7%Decision denial rate-3.47 pts vs state
56.3%Origination rate-6.00 pts vs state
6.25%Median rate-0.50 pts vs state
0.22Rate spread (pts)-0.15 pts vs state
$100kMedian applicant income
9Loans originated
2Denied

What Data Mortgage lends in Indiana

By loan purpose

Refinance 12 75% · 16.7% denied
Cash-out refinance 3 19% · 0.0% denied
Other / HELOC 1 6% · 0.0% denied

By loan type

FHA 16 100% · 12.5% denied

Why it denied Indiana applicants

Credit history 2 100%

Where in Indiana

Counties with the most Data Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marion County 320 0.0%
Monroe County 210 0.0%
Fayette County 101 100.0%
Bartholomew County 100 0.0%
Lawrence County 110 0.0%
Delaware County 110 0.0%
Morgan County 110 0.0%
DeKalb County 110 0.0%
Shelby County 100 0.0%
Porter County 101 100.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 16 applications in 2025, of which 9 were originated and 2 denied.

12.5% of all applications, or 16.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Data Mortgage originated in Indiana in 2025 was 6.25%, against a statewide median of 6.75%.

About this data. Figures are Data Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology