DAS Acquisition Company · Illinois · 2025

DAS Acquisition Company in Illinois: approval rate, denial rate and rates (2025)

DAS Acquisition Company took 367 mortgage applications in Illinois in 2025, ranking #163 of 1,150 lenders active in the state. It originated 77.1% of them and denied 3.3% (3.7% of the applications it decided), against a statewide denial rate of 17.1%.

367Applicationsin IL
3.7%Decision denial ratestate 21.7%
6.75%Median ratestate 6.75%
$165,000Median loanstate $185,000
$57MVolume38 counties

DAS Acquisition Company in Illinois vs the state

3.3%Denial rate-13.85 pts vs state
3.7%Decision denial rate-18.00 pts vs state
77.1%Origination rate+18.37 pts vs state
6.75%Median rate0.00 pts vs state
0.60Rate spread (pts)+0.21 pts vs state
$81kMedian applicant income
283Loans originated
12Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235213912.7%6.88%#106
20243953083.0%6.99%#141
20253672833.3%6.75%#163

What DAS Acquisition Company lends in Illinois

By loan purpose

Home purchase 303 83% · 3.3% denied
Refinance 41 11% · 0.0% denied
Cash-out refinance 23 6% · 8.7% denied

By loan type

Conventional 218 59% · 2.8% denied
FHA 84 23% · 7.1% denied
VA 37 10% · 0.0% denied
USDA / RHS 28 8% · 0.0% denied

Why it denied Illinois applicants

Debt-to-income ratio 4 33%
Insufficient cash 3 25%
Collateral 2 17%
Credit history 2 17%
Other 1 8%

Where in Illinois

Counties with the most DAS Acquisition Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Madison County 109784 3.7%
St. Clair County 65503 4.6%
Logan County 46431 2.2%
Jersey County 26220 0.0%
Cook County 1490 0.0%
Will County 1090 0.0%
Macoupin County 950 0.0%
Jefferson County 970 0.0%
Randolph County 870 0.0%
Monroe County 860 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 367 applications in 2025, of which 283 were originated and 12 denied.

3.3% of all applications, or 3.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans DAS Acquisition Company originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.

About this data. Figures are DAS Acquisition Company's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology