D. L. Evans Bank in Utah vs the state
22.0%Denial rate+6.04 pts vs state
25.6%Decision denial rate+6.40 pts vs state
64.0%Origination rate+0.76 pts vs state
—Median rate
—Rate spread (pts)
$131kMedian applicant income
32Loans originated
11Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 26 | 13.2% | 8.12% | #170 |
| 2024 | 52 | 35 | 11.5% | 8.25% | #161 |
| 2025 | 50 | 32 | 22.0% | — | #170 |
What D. L. Evans Bank lends in Utah
By loan purpose
By loan type
Where in Utah
Counties with the most D. L. Evans Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Box Elder County | 17 | 14 | 3 | 17.6% |
| Salt Lake County | 8 | 6 | 1 | 12.5% |
| Davis County | 7 | 3 | 2 | 28.6% |
| Weber County | 6 | 2 | 1 | 16.7% |
| Morgan County | 4 | 3 | 0 | 0.0% |
| Cache County | 2 | 0 | 2 | 100.0% |
| Utah County | 2 | 1 | 1 | 50.0% |
| Duchesne County | 1 | 1 | 0 | 0.0% |
| Rich County | 1 | 1 | 0 | 0.0% |
| Summit County | 1 | 0 | 1 | 100.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 50 applications in 2025, of which 32 were originated and 11 denied.
22.0% of all applications, or 25.6% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are D. L. Evans Bank's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology