Credit Union of Ohio in Ohio vs the state
33.6%Denial rate+15.88 pts vs state
46.1%Decision denial rate+24.19 pts vs state
37.9%Origination rate-22.04 pts vs state
7.75%Median rate+0.88 pts vs state
0.48Rate spread (pts)+0.09 pts vs state
$90kMedian applicant income
53Loans originated
47Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 31 | 39.4% | 8.50% | #302 |
| 2024 | 167 | 62 | 36.5% | 8.75% | #244 |
| 2025 | 140 | 53 | 33.6% | 7.75% | #283 |
What Credit Union of Ohio lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Credit Union of Ohio applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 59 | 29 | 14 | 23.7% |
| Cuyahoga County | 14 | 2 | 6 | 42.9% |
| Fairfield County | 11 | 6 | 3 | 27.3% |
| Delaware County | 5 | 4 | 0 | 0.0% |
| Mahoning County | 4 | 1 | 1 | 25.0% |
| Trumbull County | 4 | 3 | 1 | 25.0% |
| Summit County | 4 | 0 | 0 | 0.0% |
| Hamilton County | 3 | 2 | 1 | 33.3% |
| Sandusky County | 2 | 0 | 2 | 100.0% |
| Lorain County | 2 | 0 | 1 | 50.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 140 applications in 2025, of which 53 were originated and 47 denied.
33.6% of all applications, or 46.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Credit Union of Ohio originated in Ohio in 2025 was 7.75%, against a statewide median of 6.88%.
About this data. Figures are Credit Union of Ohio's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology